[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eksuh.cz\/shanite-se-po-pujcce\/#Article","mainEntityOfPage":"https:\/\/www.eksuh.cz\/shanite-se-po-pujcce\/","headline":"Sh\u00e1n\u00edte se po p\u016fj\u010dce?","name":"Sh\u00e1n\u00edte se po p\u016fj\u010dce?","description":"P\u0159edpokl\u00e1d\u00e1m, \u017ee u\u017e i vy jste n\u011bkdy poznali, co je to nedostatek pen\u011bz. A \u017ee jste to mo\u017en\u00e1 dopracovali tak daleko, \u017ee u\u017e jste v\u016fbec nev\u011bd\u011bli, co si s t\u00edm po\u010d\u00edt. A skute\u010dnost, \u017ee to potkalo u\u017e i spoustu va\u0161ich sou\u010dasn\u00edk\u016f, tedy n\u00e1s, nebo p\u0159edk\u016f, a \u017ee se tomu z\u0159ejm\u011b nevyhnou ani na\u0161i \u010detn\u00ed potomci, […]","datePublished":"2023-07-18","dateModified":"2023-08-21","author":{"@type":"Person","@id":"https:\/\/www.eksuh.cz\/author\/#Person","name":"","url":"https:\/\/www.eksuh.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eksuh.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eksuh.cz\/wp-content\/uploads\/kennedy-82894_1280.jpg","url":"https:\/\/www.eksuh.cz\/wp-content\/uploads\/kennedy-82894_1280.jpg","height":0,"width":0},"url":"https:\/\/www.eksuh.cz\/shanite-se-po-pujcce\/","about":["Pen\u00edze"],"wordCount":417,"articleBody":"   P\u0159edpokl\u00e1d\u00e1m, \u017ee u\u017e i vy jste n\u011bkdy poznali, co je to nedostatek pen\u011bz. A \u017ee jste to mo\u017en\u00e1 dopracovali tak daleko, \u017ee u\u017e jste v\u016fbec nev\u011bd\u011bli, co si s t\u00edm po\u010d\u00edt. A skute\u010dnost, \u017ee to potkalo u\u017e i spoustu va\u0161ich sou\u010dasn\u00edk\u016f, tedy n\u00e1s, nebo p\u0159edk\u016f, a \u017ee se tomu z\u0159ejm\u011b nevyhnou ani na\u0161i \u010detn\u00ed potomci, je jenom chabou \u00fat\u011bchou. Prost\u011b jste se dostali do finan\u010dn\u00edch probl\u00e9m\u016f a nebylo mo\u017en\u00e1 jin\u00e9 \u0159e\u0161en\u00ed ne\u017e p\u016fj\u010dka.Tak u\u017e to chod\u00ed. \u017de se lid\u00e9, kte\u0159\u00ed nezvl\u00e1daj\u00ed svoji finan\u010dn\u00ed situaci, uch\u00e1zej\u00ed i o p\u016fj\u010dky, kter\u00fdmi by vy\u0159e\u0161ili svoji tristn\u00ed situaci do doby, ne\u017e zase bude v\u0161echno takov\u00e9, jak\u00e9 by to m\u011blo b\u00fdt.Jen\u017ee to neznamen\u00e1, \u017ee kdy\u017e si n\u011bkdo takov\u00fd o p\u016fj\u010dku \u0159ekne, dostane ji a m\u00e1 po starostech. O p\u016fj\u010dku nesta\u010d\u00ed jenom po\u017e\u00e1dat, ta se mus\u00ed tak\u00e9 z\u00edskat. A k tomu je nutn\u00e9 ud\u011blat p\u0159ece jenom je\u0161t\u011b n\u011bco nav\u00edc. A co?Pokud bychom se bavili o bankovn\u00edch p\u016fj\u010dk\u00e1ch, je tu hlavn\u011b pot\u0159eba dolo\u017eit v listinn\u00e9 form\u011b dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy \u017eadatele. Takov\u00e9, u nich\u017e bude schopnost spl\u00e1cet po\u017eadovanou p\u016fj\u010dku nesporn\u00e1. A rovn\u011b\u017e nesm\u00ed chyb\u011bt ani nahl\u00e9dnut\u00ed do registr\u016f dlu\u017en\u00edk\u016f, kde by se nem\u011bly nal\u00e9zat \u017e\u00e1dn\u00e9 z\u00e1znamy sv\u011bd\u010d\u00edc\u00ed o nespl\u00e1cen\u00ed n\u011bjak\u00fdch z\u00e1vazk\u016f v minulosti. A kdy\u017e toto \u017eadatel o p\u016fj\u010dku nem\u00e1 v optim\u00e1ln\u00edm stavu? Pak m\u00e1 bohu\u017eel sm\u016flu.Ov\u0161em net\u0159eba si hned zoufat. Kdy\u017e to nevyjde u jednoho poskytovatele p\u016fj\u010dek, d\u00e1 se to p\u0159ece zkusit i jinde. A nakonec to p\u0159inejmen\u0161\u00edm s nebankovn\u00ed hypot\u00e9kou ur\u010dit\u011b vyjde. Kdy\u017e se toti\u017e vyu\u017eije u nab\u00eddky zvan\u00e9 americk\u00e1 hypot\u00e9ka kalkula\u010dka https:\/\/nebankovnihypoteky.net\/americka-hypoteka-vip\/, \u010dlov\u011bk hned v\u00ed, kolik mu tu p\u016fj\u010d\u00ed a za jak\u00fdch podm\u00ednek. A pak u\u017e tu sta\u010d\u00ed jenom zaru\u010dit vybranou p\u016fj\u010dku z\u00e1stavou nemovitosti a finan\u010dn\u00ed probl\u00e9my jsou vy\u0159e\u0161en\u00e9. Samoz\u0159ejm\u011b za p\u0159edpokladu, \u017ee dlu\u017en\u00edk nakonec po\u017eadovan\u00fdm zp\u016fsobem sv\u00e9 z\u00e1vazky vyrovn\u00e1, aby nep\u0159i\u0161el o onu zastavenou nemovitost.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sh\u00e1n\u00edte se po p\u016fj\u010dce?","item":"https:\/\/www.eksuh.cz\/shanite-se-po-pujcce\/#breadcrumbitem"}]}]